Terms & Conditions

Welcome to NPD & Co.!

These terms and conditions outline the rules and regulations for the use of NPD & Co.’s Website, located at https://npdandco.com/.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use NPD & Co. if you do not agree to take all of the terms and conditions stated on this page.

1. Use of the Website

Eligibility: By using this website, you affirm that you are at least 18 years of age or using the site under the supervision of a legal guardian.
Account Security: If you create an account on our website, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

2. Intellectual Property Rights

Unless otherwise stated, NPD & Co. and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this from NPD & Co. for your personal use, subject to restrictions set in these terms and conditions.

You must not:

Republish material from NPD & Co.
Sell, rent, or sub-license material from NPD & Co.
Reproduce, duplicate, or copy material from NPD & Co.

3. Products and Services

Pricing: All prices on the website are subject to change without notice. We reserve the right to modify or discontinue the service (or any part or content) without notice at any time.
Orders: We reserve the right to refuse any order placed on our website. In the event that we make a change or cancel an order, we will attempt to notify you by contacting the email or phone number provided at the time the order was made.
Shipping: Shipping times and rates may vary depending on the destination and the chosen shipping method.

4. User Content

Parts of this website may offer users the opportunity to post and exchange opinions and information (e.g., reviews or testimonials). NPD & Co. does not filter, edit, or review user comments prior to their presence on the website. Comments do not reflect the views or opinions of NPD & Co., its agents, or affiliates. To the extent permitted by applicable laws, NPD & Co. shall not be liable for the Comments or any liability, damages, or expenses caused by the use of or appearance of the comments on this website.

5. Limitation of Liability

NPD & Co. shall not be liable for any indirect, incidental, special, or consequential damages that result from the use of, or the inability to use, the materials on this site or the performance of the products, even if NPD & Co. has been advised of the possibility of such damages.

6. Indemnification

You agree to indemnify, defend, and hold harmless NPD & Co. from any claims, liabilities, damages, losses, or expenses, including legal fees, arising out of or in any way related to your use of the website, your breach of these terms, or your violation of any rights of another.

7. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of [Your Country/State], and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

8. Changes to Terms

We reserve the right to modify these terms and conditions at any time. Your continued use of the website after any changes indicates your acceptance of the new terms.

NPD & Company (UK) Ltd

These Terms & Conditions govern your use of this website (“the Website”) operated by NPD & Company (UK) Ltd. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must stop using the Website immediately.

1. Information About Us

The Website is operated by NPD & Company (UK) Ltd; a company registered in England and Wales under Company Number 07559807.

Registered Office / Correspondence Address:

14 Vandyke Close, Woburn Sands, Milton Keynes, MK17 8UX

Telephone: 020 8665 6666

Email: sales@npdandco.com

We provide commercial debt recovery services, credit reports, and credit management support to businesses in the UK and internationally.

2. Use of the Website

You may use the Website for lawful business purposes only. You must not:

Reproduce, store, distribute, or modify Website content without written consent
Interfere with Website functionality or security measures
Use the Website to transmit unlawful or harmful material

We may suspend, restrict or remove access to the Website without notice for technical, security or regulatory reasons.

3. Intellectual Property

You may download or print content for your own business reference only. No other use is permitted without our express written consent.

4. Website Content Disclaimer

Information on the Website is provided for general guidance only and does not constitute legal advice or professional recommendations.

Although reasonable efforts are made to ensure accuracy:

We make no warranty that the information is complete or up to date
Content may change at any time without prior notice

Use of the Website and reliance on any content is entirely at your own risk.

5. Links to Third-Party Websites

Links on the Website to third-party websites are provided for convenience only. NPD accepts no responsibility for:

External content
Accuracy or legality of information
Any loss or damage arising from their use

You should check any linked site’s own terms and privacy policies before use.

6. Privacy and Data Protection

Use of the Website is also governed by our Privacy Policy and Cookies Policy, which should be read in conjunction with these Terms.

These explain:

How data is collected and processed
How cookies operate
Users’ rights under UK GDPR

7. Service Information and Engagement Terms

Information relating to services and pricing on the Website does not constitute a contractual offer.

Any instruction for debt recovery, credit reporting or credit management services will be governed by our Terms & Conditions of Engagement, which will be issued separately and agreed in writing before any work is undertaken.

8. Limitation of Liability

Nothing in these Terms limits liability for:

Death or personal injury caused by negligence
Fraud or fraudulent misrepresentation

To the fullest extent permitted by law:

We exclude all implied representations and warranties relating to the Website
We are not liable for any loss of business, profits, revenue, or data
We are not liable for downtime, errors, or viruses that may affect device access

Users remain responsible for virus protection and cybersecurity on their own systems.

9. Security and Misuse

Users must not:

Attempt unauthorized access to servers or protected systems
Introduce any malware or harmful code

Any breach may be reported to law enforcement, and we reserve the right to pursue damages.

10. Changes to These Terms

We may update these Terms at any time. Any revised Terms will be posted on the Website with a new “Last Updated” date.

Continued use of the Website after any changes indicates acceptance.

11. Governing Law & Jurisdiction

These Terms and any disputes relating to the Website are governed by the laws of England and Wales.

Disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Contact Information

For any questions about these Terms, please contact:

NPD & Company (UK) Ltd

14 Vandyke Clos. Woburn Sands.Milton Keynes MK17 8UX

Tel: 020 8665 6666

Email: sales@npdandco.com